Payment Ecosystem Fundamentals
Understand the four-party model, card networks, and how money flows through the payment system. Learn about acquirers, issuers, and payment processors.
Learn more →PayFac Platform Architecture
Deep dive into Payment Facilitator models, sub-merchant onboarding, risk management, and regulatory compliance requirements.
Learn more →Transaction Processing
Master authorization flows, settlement processes, ISO 8583 messaging, and the complete transaction lifecycle from auth to funding.
Learn more →Risk & Compliance
Learn about chargebacks, fraud prevention, PCI-DSS requirements, AML/BSA regulations, and KYC/KYB processes.
Learn more →Platform Engineering
Explore data modeling, audit trails, event-driven architectures, and technical implementation patterns for payment platforms.
Learn more →Industry Standards
Understand sponsor bank relationships, network registration, merchant agreements, and regulatory frameworks governing payments.
Learn more →12-Week Structured Learning Path
Payment Ecosystem
Core entities, money flow, industry players, transaction models
Merchant Onboarding
KYC/KYB, risk assessment, underwriting, compliance checks
Risk & Compliance
Chargebacks, fraud prevention, PCI-DSS, AML/BSA
Transaction Processing
Authorization, settlement, reconciliation, ISO 8583
Platform Architecture
Data models, audit trails, event systems, scalability
Regulatory & Partnerships
Sponsor banks, network registration, compliance frameworks
Who This Guide Is For
- Senior software engineers moving into fintech/payments
- Technical leads building payment platforms
- Engineering managers overseeing payment integrations
- Solutions architects designing payment systems
What You'll Master
- Complete payment ecosystem and transaction flows
- Payment Facilitator (PayFac) platform architecture
- Risk management and compliance requirements
- Industry standards and regulatory frameworks
- Technical implementation patterns and best practices
Ready to Master Payment Processing?
Start your journey with foundational payment concepts and work your way up to advanced platform architecture.
Begin Learning Path